Insurance Sales Commission Agent Part-time Job
1 year ago Sales & Retail Dar es salaam 2.1K views Reference: 1090Job Details
As an Insurance Sales Commission Agent, your primary responsibility will be to sell insurance policies to potential clients and earn commissions based on the policies sold. You will work for an insurance company or agency and be responsible for meeting sales targets, building client relationships, and providing excellent customer service. Your role will involve understanding the insurance needs of clients and recommending appropriate coverage options.
Responsibilities:
Sales and Lead Generation: Proactively generate leads through various channels such as cold calling, networking, referrals, and marketing campaigns. Identify potential clients and engage in sales discussions to present insurance products and services.
Client Needs Assessment: Understand clients' insurance requirements by conducting thorough needs assessments. Gather relevant information about clients' assets, liabilities, and risk profiles to recommend suitable insurance policies.
Policy Recommendations: Analyze available insurance options and present customized policy recommendations to clients. Explain policy terms, coverage details, and exclusions to help clients make informed decisions.
Sales Presentations and Negotiations: Conduct effective sales presentations to highlight the benefits and features of insurance policies. Address client questions and objections, negotiate terms, and close sales to achieve individual and team targets.
Relationship Building: Develop and maintain strong relationships with clients to ensure customer satisfaction and retention. Provide ongoing support, assistance, and guidance regarding policy updates, claims processes, and other insurance-related inquiries.
Compliance and Documentation: Adhere to legal and regulatory requirements while handling insurance sales and transactions. Accurately complete all necessary paperwork, including insurance applications, policy documents, and client records.
Market Research: Stay updated on industry trends, market conditions, and competitors' offerings. Continuously expand your knowledge of insurance products and services to effectively position yourself as a trusted advisor.
Reporting and Performance Tracking: Keep detailed records of sales activities, including prospecting efforts, client interactions, and sales outcomes. Monitor your sales performance and strive to meet or exceed sales targets.
Qualifications:
Any Education Level can apply. Even student can apply as long as you can sale.
Insurance Knowledge but is not necessary: Possess a strong understanding of various insurance products such as life insurance, health insurance, property and casualty insurance, and others. Familiarity with insurance policies, coverage options, and industry regulations is crucial.
Sales Skills: Demonstrated ability to build relationships, influence decision-making, and close sales. Strong communication, negotiation, and presentation skills are essential for effectively engaging with clients.
Customer Service: Prioritize customer satisfaction and exhibit excellent customer service skills. Ability to handle client inquiries, resolve concerns, and provide accurate information promptly.
Self-Motivation: Take initiative and work independently to achieve sales targets. Display self-discipline, drive, and perseverance to overcome challenges and succeed in a competitive sales environment.
Organizational Skills: Manage time efficiently, prioritize tasks, and handle multiple clients simultaneously. Attention to detail is critical for accurately documenting client information and policy details.
Ethical Conduct: Adhere to ethical standards and maintain client confidentiality. Conduct business with integrity and follow all legal and regulatory guidelines.
Sales Commission Rate (No Salary you, earn commission based on the rate:)
General insurance include Car, property and casualty insurance and other = 10% of premium exclude VAT
health insurance = 7% of the premium paid exclude VAT
life insurance = 15% up to 20% in both year one and two for year three is 3%
Company Description
Share This on: